While the Arcade normally features some downloadable software that can be useful in a business context, this time we have chosen to focus on an issue of personal finance. In a period with high unemployment and sky-rocketing housing costs in many part of the nation, it is easy for people to find themselves falling further and further into debt. Organizations such as American Consumer Credit Counseling are there to help in these situations. Our immediate purpose is to provide the link to some calculators that can help you figure out if you are headed for financial trouble – or, how desperate the situation may be. If you find yourself in need of help, you might want to contact a credit counseling organization. Just don’t give up.

You will find the calculators on the tab of that name on the navigation bar.

You just follow the instructions and then you can use this budget worksheet either as a Microsoft excel sheet or PDF sheet to calculate your family budget.