Articles by Terry Young, PhD

Terry Young, PhD, has over 15 years of business experience in Asia and the United States. Thoroughly versed in international economics, Dr. Young has extensive knowledge of the global marketplace, with primary emphasis on Asia. Her consulting expertise includes global sourcing, business start-ups and management in such industries as food distribution, the textile and garment industries, agriculture, electronics, and real estate development. Dr. Young's 20-year university teaching experience includes assignments at the University of Southern California, at two California State University campuses, and a full-time professorship at Pepperdine University's Graziadio School of Business and Management where she received the Luckman Distinguished Teaching Award in 1994.

Is Cyprus the Warning Bell

After the crisis in Cyprus, even smaller depositors lost money in Cyprus banks. This raises a troubling question: will bank bail-ins—by depositors, creditors and bondholders—become the norm in other countries as well?

2015 Volume 18 Issue 2 - By , and

UPDATE: The Dollar vs. the Euro

The U.S. economy is finally showing signs of life, but the forecast for the next few years is slow economic growth.

2012 Volume 15 Issue 1 - By , and

Who are Fannie Mae and Freddie Mac?

Authors trace the history of Fannie Mae and Freddie Mac, their importance to the U.S. housing market, and the implications of their recent government takeover.

2008 Volume 11 Issue 4 - By and

The End of the Beginning for the Global Credit Crisis

After years of easy credit, borrowers suddenly faced a new world. What happened? This article examines events up to this point and where one goes from here.

2008 Volume 11 Issue 4 - By and

Will the Sub-Prime Meltdown Burst the Housing Bubble?

The end of the housing boom may substantially slow economic growth by reducing consumer spending and deflating consumer confidence.

2007 Volume 10 Issue 3 - By and

Is the Real Estate Market a House of Cards?

In 2005, prices for homes climbed to dizzying new heights. Does this trend in prices represent a bubble? Will the bubble burst? Are these higher prices sustainable? What will be the economic impact?

2006 Volume 9 Issue 1 - By and

Fair Trade or Strategic Concern: The Unocal War

The war over Unocal has underlined the tense relationship between the U.S. and China.

2005 Volume 8 Issue 3 - By and

Will China Float the Yuan?

The time is ripe for China to move towards a more flexible exchange rate given its strong economic growth and current account surplus.

2005 Volume 8 Issue 2 - By and

The Twin Deficits

Ballooning U.S. deficits present real challenges for the U.S. and world economies. Management of debt costs and hedging against currency risk will be imperative.

2004 Volume 7 Issue 2 - By and

The Dollar vs. the Euro

When currency exchange rates change, knowing how a weaker American dollar is likely to affect your business may save some critical mistakes.

2004 Volume 7 Issue 1 - By , and