T.I.P.S.

The Innovative Practices Summary

Edward H. Rockey, PhD

Th European Directive On Data Privacy

Will Americans Qualify For E-Commerce In Europe?

Linnea B. McCord, JD, and Charles Williams

Debt tied to lower firm performance

Finding calls for review of rise in debt use

Michael D. Kinsman, PhD, CPA, and Joseph A. Newman, PhD

Boosting country club membership with innovative marketing and pricing concepts

Edward A. Merritt, and Charles W. Fojtik, DBA

Retirement call to action

Responsibility rests on boomers

Steven R. Ferraro, PhD, Darrol J. Stanley, DBA, and Owen P. Hall Jr., PhD

Conversation with...Angelo Mozilo, Vice Chairman and CEO of Countrywide Credit Industries Inc.

Charles J. McPeak, MBA, CPA

Editor's Note: Welcome

Welcome to the Graziadio Business Report, Volume I, Issue 3

W. Scott Sherman, PhD